What we offer

Coverage for every stage of your life.

As an independent brokerage, we shop top-rated carriers on your behalf — then explain your options in clear, simple terms.

01

ACA Marketplace Insurance

Affordable Care Act health plans for individuals and families. We help you compare options, check subsidy eligibility, and enroll with confidence.

  • Individual & family Marketplace plans
  • Premium tax credit & subsidy guidance
  • Open enrollment assistance (Nov 1 – Jan 15)
  • Special enrollment for life events (job loss, marriage, new baby)
  • Network and prescription drug review
or call (305) 845-2676
02

Medicare Advantage Plans

Turning 65 or already on Medicare? We help you understand Parts A, B, C, and D — and choose a plan that fits your doctors, prescriptions, and budget.

  • Medicare Advantage (Part C) plan comparison
  • Prescription drug plans (Part D)
  • Doctor and pharmacy network checks
  • Annual Election Period (AEP) reviews
  • Free Medicare education for new enrollees
or call (305) 845-2676
03

Final Expense Insurance

Small whole-life policies designed to cover funeral, burial, and end-of-life costs — so your loved ones aren't left with the bill.

  • Coverage typically $5,000 – $40,000
  • Simple application — many plans no medical exam
  • Fixed premiums that never increase
  • Cash benefit paid quickly to your beneficiary
or call (305) 845-2676
04

Whole Life Insurance

Permanent life insurance that lasts your entire lifetime, builds cash value, and locks in your premium for life.

  • Lifetime coverage that never expires
  • Builds tax-deferred cash value over time
  • Premiums stay level for life
  • Can be used in legacy and estate planning
or call (305) 845-2676
05

Term Life Insurance

Affordable coverage for a set period — ideal for protecting income, a mortgage, or your family during the years it matters most.

  • 10, 20, or 30-year level term options
  • High coverage amounts at low monthly cost
  • Great for young families and homeowners
  • Convertible options to permanent coverage
or call (305) 845-2676

Not sure which plan fits?

Most clients start with a 20-minute conversation. We'll listen, ask a few questions, and outline your best options — at no cost or obligation.

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